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The norm in Nigerian culture is to call a family meeting when a problem occurs. They do not get on the internet, pick a stranger off a dating site, fall in love within a few days and immediately ask for money.

Scammers know victims might be aware of this and is one of the reasons why they almost immediately begin calling the victim their husband or wife.

The male victims, who think they're talking to a real beauty, may in fact be talking to a male as young as 13 years old.

The pictures are stolen from various sites and previous victims. Recently scammers have been using previous victims' photos from dating and social networking sites. All services, all hotel rooms, and all hospital services must be paid for in advance.

This makes it hard for the victim to do due diligence.

The scammer might say that an immediate family member has a medical emergency and needs money for treatment, or that he has been wrongly arrested and needs help with bail money and legal support.

(It is estimated that only 15 percent of fraud victims report their losses to law enforcement, so the real numbers are probably higher.) As one result, fear of a horrible first date is just one of the things a would-be online dater has to worry about. “Most people think the victims are middle-aged women who can't get a date, but I have worked with men and women of all ages—doctors and lawyers, CEOs of companies, people from the entertainment industry—who you’d never think in a million years would fall for these scams but do,” says Barb Sluppick, who runs romancescams.org, a watchdog site and online support group.

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This is why they are always on the computer and at times it seems you are talking to different people.Scammers take advantage of people looking for romantic partners, often via dating websites, apps or social media by pretending to be prospective companions.They play on emotional triggers to get you to provide money, gifts or personal details.*Names have been changed to protect identities A short message sent on a Thursday evening in early December 2013, under the subject line: Match? She signed up for a six-month subscription to Match.com, the largest and one of the oldest dating services on the Web. In the summer, when the trees leafed out, you couldn't even see the road or the neighbors. She'd grown up here, in a conservative pocket of Virginia. When it came to meeting new people, however, her choices were limited. The holidays were coming, and she didn't want to face them alone.

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