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Investors who need 95 percent of their money just to meet minimum living expenses won’t be able to take on as much risk as someone with a bigger cash cushion, says Ringquist.Treasury Inflation-Protected Securities are low-risk Treasury bonds that guarantee a return that rises along with the inflation rate, as defined by the Consumer Price Index.

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A self-described introvert, Jennifer invests in relationships by finding ways to serve and support others.

Inflation should be a top concern for investors, especially among people facing retirement, says Michael Kresh, a Certified Financial Planner and author of “You Can Afford to Retire.” “When you are trying to accumulate money long-term, you have to try to beat the rate of inflation,” Kresh says.

“That means real (inflation-adjusted) growth in your portfolio, not just nominal growth.” The following are expert tips to help savers balance the desire for financial safety with the need to outpace inflation.

Among others, my book answers questions regarding how strategies used by companies like LEGO are able to turn companies around from looming bankruptcy to industry leading success.

When LEGO restructured and returned to their core business to climb out of a 0 million loss in 2004, they realized innovation as usual was not an option.




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