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However, the use of e-mail spam and instant messaging for the initial contacts has led to many private citizens also being targeted, as the cost to the scammers to make contact is much lower.A typical letter claims to come from a person needing to transfer large sums of money out of the country or from a lottery company.When she receives that check, she'll come up with more excuses to steal money."I left my heart out there, and this guy took advantage of it," the 51-year old Best said.

The scammer will say she needs money to afford a visit to the victim.

Among the variations on this type of scam are the Nigerian Letter (or 419 fraud).

The most visible form of advance fee fraud today is the Nigerian Letter or 419 fraud, named after the section of the Nigerian criminal code that it violates.

About 70% of the victims were female; more than half were women 40 years or older.

In a typical con, the perpetrator will spend weeks or even months building up a romantic relationship with a victim through e-mails, texts or phone calls, before eventually asking for money.




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